Last Updated: February 11, 2026
PRIVACY POLICY
INTRODUCTION
maroulis.lu (“we”, “us”, or “our”) operates the maroulis.lu website (the “Service”). This is a personal website.
This page explains how we collect, use, disclose, and protect personal data when you use our Service, and the choices you have regarding that data.
Use of the Service is subject to this Privacy Policy.
WHO WE ARE
• Controller: maroulis.lu
• Privacy contact: admin@maroulis.lu
USER-GENERATED CONTENT
This website (maroulis.lu) may allow, at the sole discretion of the site owner, the publication of third-party content, including but not limited to articles, comments, opinions, or other submissions (“User Content”).
The publication of any User Content on maroulis.lu does not constitute endorsement, approval, validation, or agreement with the views, statements, or opinions expressed therein, whether in whole or in part. All such content reflects solely the views of its respective author(s).
EDITORIAL DISCRETION
The site owner reserves the absolute right, without prior notice and without obligation to provide justification, to:
(a) Edit, moderate, or remove any User Content
(b) Reject or decline publication of submitted material
(c) Suspend or permanently restrict a user’s ability to submit content
(d) Ban individuals from interacting with the website in cases of misuse
This includes, but is not limited to, content that:
Violates applicable laws or regulations, contains defamatory, abusive, misleading, or harmful statements, includes direct or indirect expressions of hatred, discrimination, harassment, or incitement, violates standards of professional conduct or respectful communication
The site owner assume no liability for User Content submitted by third parties.
INFORMATION COLLECTION AND USE
PURPOSES & LEGAL BASES (EU/UK)
We may collect several different types of information for various purposes to provide and improve our Service to you.
TYPES OF DATA COLLECT AND USE
PERSONAL DATA
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
Email address
First name and last name
Other information you voluntarily provide
USE OF DATA
maroulis.lu uses the collected data for various purposes:
(a) To provide and maintain the Service
(b) To notify you about changes to our Service
(c) To allow you to participate in interactive features of our Service when you choose to do so
(d) To provide customer care and support
(e) To provide analysis or valuable information so that we can improve the Service
(f) To monitor the usage of the Service
(g) To detect, prevent and address technical issues
We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a device (“Usage Data”). Usage Data may include information such as your device’s Internet Protocol (IP) address, browser type and version, device identifiers, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data.
Cookies and Similar Technologies
We use cookies, pixels and similar technologies on our website. Essential cookies are required to operate the Service. We may also use non-essential cookies for analytics, personalization, or advertising purposes in accordance with applicable law. You can manage cookies via your browser settings.
Sources of Personal Data
You: Information you provide (e.g., forms, account, support).
Device & browser: Technical and usage data (e.g., IP address, device identifiers, logs). Non-essential cookies/SDKs are used only with consent where required.
RETENTION
We keep personal data only as long as necessary for the purposes described or as required by law. Where specific periods are not feasible, we apply clear criteria (e.g., account lifetime + a defined period, statutory limitation periods). Cookies and SDKs have varying retention periods depending on their purpose.
DELETE OR UPDATE YOUR DATA
Where available, you may update certain information within your account settings. You may also request that we delete Personal Data we hold about you, subject to legal exceptions (for example, if we must retain data to comply with law).
YOUR CHOICES
(a) Opt out of marketing emails via the unsubscribe link or by contacting us.
(b) Manage cookies through your browser settings.
(c) California residents: use our Do Not Sell or Share and Limit SPI options where applicable.
INTERNATIONAL TRANSFERS
Personal data may be transferred to and processed in countries outside the EEA or UK. Where such transfers occur, we use appropriate safeguards such as the EU Standard Contractual Clauses (Commission Decision (EU) 2021/914) and/or the UK International Data Transfer Agreement/Addendum, and we carry out transfer risk assessments with supplementary measures where appropriate.
Our hosting and service providers may be located in various jurisdictions. We ensure that all data processors maintain adequate data protection standards.
SERVICE PROVIDERS AND AFFILIATES
We may employ third-party companies and individuals to facilitate our Service (“Service Providers”), provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. We may also share information with our affiliates, in which case we require them to honor this Privacy Policy. These third parties have access to Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Typical categories of recipients include cloud hosting, analytics, advertising/remarketing partners (where enabled), payment processors, customer support platforms, and security/fraud-prevention vendors.
DATA TRANSFER
We do not sell, trade, or share personal information with third parties for their own marketing purposes. Users subject to CCPA/CPRA may opt-out of any future sale or sharing of personal data if such practices are ever implemented.
LEGAL REQUIREMENTS
maroulis.lu may disclose your Personal Data in the good faith belief that such action is necessary to:
(a) Comply with a legal obligation
(b) Protect and defend the rights or property of maroulis.lu
(c) Prevent or investigate possible wrongdoing in connection with the Service
(d) Protect the personal safety of users of the Service or the public
(e) Protect against legal liability
YOUR RIGHTS UNDER GDPR (EU/EEA)
If you are located in the EU or EEA, you have the right to:
(a) Access your personal data
(b) Rectify inaccurate data
(c) Request erasure (“right to be forgotten”)
(d) Restrict or object to processing
(e) Request data portability
(f) Requests can be made via admin@maroulis.lu
SECURITY OF DATA
We implement appropriate technical and organizational measures to protect your Personal Data. While no method of transmission or storage is 100% secure, we continuously improve our safeguards.
AUTOMATED DECISION-MAKING
We do not make decisions based solely on automated processing that produce legal or similarly significant effects. If this changes, we will provide required information about the logic involved and your rights.
LINKS TO OTHER SITES
Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
CHILDREN’S PRIVACY (COPPA)
This website does not knowingly collect personal data from children under the applicable age (EU up to 16, depending on Member State; UK 13). Our Services are not directed to children. For EU/UK users, where we offer information society services and rely on consent, we obtain parental consent for users below the applicable age (EU up to 16, depending on Member State; UK 13). If you believe a child has provided data contrary to this policy, contact us to request deletion.
CHANGES TO THIS PRIVACY POLICY
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
Where appropriate, we may notify users via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective at the date posted on this page.
CONTACT US
If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us:
• Privacy requests: admin@maroulis.lu (mailto:admin@maroulis.lu)
• Information on Privacy by email: admin@maroulis.lu (mailto:admin@maroulis.lu)
TRADEMARKS & LOGOS DISCLAIMER
All logos, trademarks, company names, and brand images, including those of banks, financial institutions, and corporations, are the exclusive property of their respective owners. Their appearance on this website is strictly for:
Informational purposes
Portfolio presentation
Aesthetic or illustrative context
Their use does not imply endorsement, partnership, affiliation, or approval by the respective trademark holders.
Content, Intellectual Property & Professional Representation Disclaimer:
All content published on maroulis.lu, including text, descriptions, visuals, and project summaries, is provided “as is”.
INTELLECTUAL PROPERTY
Content may not be copied, reproduced, redistributed, or republished without explicit written permission from the website owner.
All rights are reserved by Nikolaos Maroulis unless otherwise stated.
PROJECTS AND PROFESSIONAL EXPERIENCE REPRESENTATION
Descriptions of projects, systems, or professional activities presented on this website:
Reflect general responsibilities, tasks, and contributions performed in professional contexts
Do not necessarily represent official job descriptions or contractual scopes defined by agencies or client institutions
Are provided for illustrative and informational purposes only
Do not disclose confidential, proprietary, or client-specific information
Any references to financial institutions or organizations are non-exclusive, generalized, and compliant with professional confidentiality obligations.
FINANCE INFORMATION AND TRADING
None of the information contained here constitutes an offer (or solicitation of an offer) to buy or sell any currency, product or financial instrument, to make any investment, or to participate in any particular trading strategy.
maroulis.lu, its authors, and contributors do not take into account your personal investment objectives, specific investment goals, specific needs or financial situation and make no representation and assume no liability as to the accuracy or completeness of the information provided here. The information and publications are not intended to be and do not constitute financial advice, investment advice, trading advice or any other advice or recommendation of any sort offered or endorsed by us. We also do not warrant that such information and publications are accurate, up to date or applicable to the circumstances of any particular case.
EXPRESSION OF OPINION
Any expression of opinion (which may be subject to change without notice) is personal to the author and the author makes no guarantee of any sort regarding accuracy or completeness of any information or analysis supplied.
TRADING BASED ON INFORMATION IN OUR SITE
(a) The authors and users of maroulis.lu webpage and editorial space are not responsible for any loss arising from any investment based on any perceived recommendation, forecast or any other information contained here. The contents of these publications should not be construed as an express or implied promise, guarantee or implication by us that clients will profit or that losses in connection therewith can or will be limited, from reliance on any information set out here.
(b) Trading in financial instruments carries risks and may not be suitable for you. Trading risks are magnified by leverage – losses can exceed your deposits. Trade only after you have acknowledged and accepted the risks. You should carefully consider whether trading in leveraged products is appropriate for you based on your financial circumstances and seek independent consultation.
FINAL DISCLAIMER
Nothing on this website constitutes legal, financial, investment, or professional advice.
No liability is accepted for actions taken based on information presented in this website.